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Half the Old Testament is the word Remember. No, that’s not true. It’s 48%. I just rounded up. As Israel forgot, so do we. Today’s insert is a simple reminder of some of the standards we work to maintain as we sing for the Lord. My prayer is that you […]

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Tips and Tools of Financial Basics

April 27th, 2016

All month leading up to our stewardship Sunday we have heard God’s perspective on money: how to get it, how not to get it, how to give it, how to save it, and how to spend it. We have learned that the topic of money is important to God, so it should be stewarded well.
When we think of our lives as though we are not the owner, it changes everything. It’s a criminal offense for, say, a mutual fund manager to use the money he’s managing to buy himself a nice house! Likewise, to use our money (and our lives!) as though WE are the owners is, to God, robbery, according to Malachi.
So when we use God’s money, we should be especially careful about how we use it. The men in the previous weeks have done a great job showing us God’s thoughts from His Word.
Today, we wrap up the 4-week series with fewer Bible verses (although these are biblical principles) but a few tips and tools of financial basics. The most basic categories of all are INCOMING and OUTGOING:
There are a few ways to get money coming in: taxes, stealing (is that
the same?), welfare, and w_________. Do the last one.
A few months ago, I gave these tips to the Teens of Faith. Maybe
boosting your income involves the following ideas:
  • Work extra jobs
  • Get more education: Online college, read books, listen to courses or podcasts, research new ideas online
  • Window cleaning–door to door or businesses. $30 startup costs.
  • Babysitting–Dave Ramsey’s daughter–resume, case studies, full report on why she would be the most dependable
  • Curb painting
  • Lawn mowing
  • Advertise. Make signs and handouts. Pass them around your neighborhood–ask the old ladies in your street if you can do any weeding for them
  • And then give them tracts
  • Sell stuff on Ebay–junk around the house, garage sales, etc.
  • Teach yourself graphic or web design–stick a sign in your yard.
  • Pet cleanup services–making rounds every other day for $5/week (or $3/week for one day). Stack up clients and carry a bucket and shovel around. Offer discounts for multiple animals. Include cat litter changing, too. Search online for other services similar.
  • Hang flyers on doors
  • Washing cobwebs off houses
  • Menu planning service
  • Grocery delivery–if you live within walking distance of a store
  • Dog-walking
  • Garage sale/cleaning help–advertise yourself
  • Crochet animals and sell them on etsy or ebay
To accomplish this section, you have to know what is happening with
your money. A budget isn’t a bad thing—it’s a way to know what’s happening. It can be low tech (all cash), mid, or high tech (all online).
The tithe (10%) comes first, then you budget the rest. In the Scripture, the word giving is always in addition to the tithe (i.e. Stewardship commitment, missions, Easter offering, etc. For example, I know a pastor who tithes 10% and gives an additional 20% to missions.)

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